Eli Lilly Federal Credit Union :: Finish Your '09 Plans

It's November and you have unfinished business. Perhaps you need a new car, but you didn't qualify for Cash for Clunkers. Or you've got a wish list of home improvements, but the summer got away from you before you got to the projects.

Don't give up on your big plans for 2009 just yet. Eli Lilly Federal Credit Union (ELFCU) can help you achieve your year-end goals in no time.

Auto Loans

Colder days and icier roads are ahead. Prepare for winter by replacing your vehicle with something newer, safer, and affordably-financed through ELFCU. Before you sign on with any auto dealer's financing company, look into our competitive auto loan rates. You can even shop the lot with a blank check in hand. ELFCU's New Car Checkline gives you buying power. You pick a car, negotiate the best deal, and pay the dealer with a check, up to your preapproved loan limit.

For those who'd like to avoid the lot entirely, ELFCU's preferred auto buying experts can do the shopping for you. Call Members Auto Source, LLC *, to find a new or used vehicle (Indiana only): 866.493.9545. 

Home Equity Lines of Credit

It's been a great year for home buyers thanks to the right price of real estate, tax credits, and low mortgage rates. If you haven't moved, but have decided to make some changes to your existing home, you can get in on the deals, too.

Rates on an ELFCU Home Equity Line of Credit are as low as 3.75% APR** and the interest could be tax-deductible. Use the open-end funds to winterize your home and you could secure federal tax credits if you purchase qualifying windows and doors, insulation, roofing, water heaters, and more. Visit energystar.gov/taxcredits for more information.

Skip a Pay

Already have an ELFCU loan on the books? It's the perfect time of year to skip your payment. Visit the home page and choose "Skip a Payment"...

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